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what's a Tradeline?
A tradeline is a term used by credit reporting agencies to describe credit accounts listed on your credit report. If you have a credit card, a cable bill, a mortgage, or a loan, all activity associated with any of those accounts is considered a Trade Line. Activity can include payment history, age of account and the type of account.
Yes! it's Legal
So how can a Trade line benefit you? As an authorized user you’ll be able to enhance your credit. Typically a trade line can boost your FICO score 20-70 points per tradeline. Consider there are no hard inquiries to become an authorized user. You’ll benefit by having good activity reflecting on your credit report.
Below are a list of accounts that are available
|APP||CREDITORS||Credit Limit||Credit Age||Post Date||Price|
|American Express||$18,000||5 years||11th||$550|
|Bank of America||$5,000||7 years||28th||$450|
|Bank of America||$43,000||2 years||22nd||$600|
|Chase Freedom||$20,000||9 years||4th||$600|
|Capital One||$7,500||7 years||18th||$450|
|Citi-Double Cash||$10,500||9 years||14th||$600|
|Discover it||$27,000||7 years||10th||$600|
|Chase Unlimited||$13,000||1 year||8th||$350|